Wang Wen, female, born in Heilongjiang Province, is a lecturer in the Department of Insurance, School of Economics, Beijing University of Commerce and Industry. She graduated from Renmin University of China with a Ph.D. in Management and is a member of the Society of Social Security of China. Main Courses: Principles of Insurance, Social Security, English for Insurance Major, International Comparison of Old-age Security. Research expertise: social insurance theory and policy analysis